Home Retail Group plc was a home and general merchandise retailer based in the United Kingdom. Find out all the ways you can pay including flexible credit and trade-ins. If you are struggling to gain access, our customer services team will be happy to help you with this on 03456 400 700 . There are also a few places within Sainsburys where you cant use your Argos Card; Sainsburys in-store Travel Bureaux. Why am I being told that my details can't be found when I'm trying to register? Find your nearest store Corporate Self Service. "I would like my payment automatically allocated" - choose how much you want to pay in total and we will allocate that total against the plan or plans that are due to incur the most interest. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. What happens if I lock my account? You should receive your statement within 10 days of your statement being printed. Can I use my Argos card in Currys? | nikkicarsonrealestate.com REMEMBER: If you pay off your Buy Now Pay Later Plan IN FULL before it ends you won't be charged any Deferred Interest on the plan balance. You can use your Blue Light Card for Argos discounts only by buying vouchers first. If you have a Buy Now Pay Later plan due to expire next month then we'll also include how much deferred interest might be incurred on it if you don't pay off any more of your balance. Once you've had a look and resolved the issue we'll turn paper statements off again. When entering your card details at the Checkout, youll be given an option to pay by credit card please select this option. If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. The Deferred Interest charges will be requested as part of your Minimum Payment, but not all in one go. They give advice on important debts such as rent or mortgage arrears and support if creditors take court action. Estimated Interest is the amount of interest you might incur if you only pay your minimum payment before your next statement. How can I see if I have a Direct Debit set up? That's why we encourage you to pay more than the minimum payment if you can afford to, as this will help you to repay your balance faster and pay less interest. Currys- Accepting One4all Gift Cards - One4all Rewards Our physical Gift Cards are usually valid for 3 years, and our eGift Cards are usually valid for 2 years. Can I use my Argos Card in any other stores? - TheNewsIndependent Touch device users, explore by touch or with swipe gestures. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. I've forgotten my details. . As for where to return unwanted products, the answer is threefold: you can head to a Currys PC World store to part ways with it, or arrange a free product collection by calling 0344 561 1234 or . Chip App Review A Great Start To Saving? Here's where you can get your Blue Light Card discounts. If you don't respond to this communication, your account will be suspended and you won't be able to keep using your Argos Card. For returns, product support and repairs Learn more here. Check that you have no security software running that might be blocking the PDF from downloading. If you have the My Argos Card App or an online account, please use these services to view your statement or to make a payment. What's a Login ID? We encourage all our customers to pay more than the minimum payment, as this will help you repay your balance faster and pay less interest. Well activate all cards associated to your account including any additional card holders. What happens if I am unable to increase my payments? .tg TH { Add your Business Account card as a payment type on your argos.co.uk account to make payment quicker and easier. What is Estimated Interest? You will then be asked to pay a monthly minimum payment and you will be charged interest every month. Use up and down arrows to review and enter to select. Your payment history will show on your credit file and can affect your credit score. Increasing your monthly payment means that you'll be paying less in interest, fees and charges, and you'll be repaying your balance faster. B Barclays Diamonds . } This cookie is set by GDPR Cookie Consent plugin. The Potential Deferred Interest will be shown as soon as your plan appears on your Statement. And because it is a credit card, you can also use at over 36 million outlets worldwide, wherever you see the Mastercard logo. There could be a few reasons why your payment's not working, so let's check a few things first. The Argos Card lets you shop at Argos and Habitat, with flexible payment plans that give you longer to pay. I've recently changed my name. Can I reset my security details if my email address is incorrect? For now, Argos 20% Off Discount Code still works. Argos . Compliments Cards | Edenred Compliments Cards | Edenred Miracle-Gro EverGreen Complete 4-in-1 Lawn Food, 25.50 at Argos Just make sure that you repay at least the minimum payment each month and try to get the Normal Credit balance repaid as quickly as you can if you want to reduce the amount of interest you'll be charged. Your browser is up-to-date. You can submit a request for a Minimum Payment Direct Debit on myargoscard.co.uk. Currys and PC World. You can use up to 3 Argos Gift Cards/eGift Cards online in one transaction. Can I opt out of the interest rate increase and close my account on MyArgosCard.co.uk or by using the App? Just a couple of notes if you're thinking about changing your Direct Debit details: What day is my Direct Debit taken? Theres no limit when using Gift Cards in-store. see if you can move your credit card balance over to a 0% balance transfer card. The Argos discount works in a very similar fashion to the above. If you use both the App and this website you'll need to set up both separately). This is for your security - the addition Card holder is using your credit, so if we allowed them to manage your account then they could request new credit limits (and affect your credit rating), miss payments, change your address, turn off your statements etc, which is why we urge only the main Card holder to look after the account. normal credit. What on earth does that mean? If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. You can spend Love2shop Gift Cards at all of the below UK stores and attractions. Can I use a credit card to make a payment? You'll automatically receive these text messages if we have an up to date mobile number for you on our system. Why is that? Currys and PC World. In exceptional circumstances, particularly where your complaint is complex, it may take over eight weeks to resolve matters for you. If your query isn't too urgent you can also log into myargoscard.co.uk to send us a secure message. We will also try to make sure that we fix the root cause of problems so that we dont make similar mistakes again. As outlined within our complaints procedure, if youre unhappy with our final response to your complaint, you can ask the Ombudsman for an independent review. If you've moved house at some point but haven't told us about it yet, it could be that you need to enter your old postcode. Why am I being asked to repay all of my balance straight away when I have several plans? What's my Memorable Word and my Security Number? Just remember to bring ID and a household bill or bank statement to prove your address. This is so that we can help you to start repaying your balance more quickly and pay less interest. If you wish to make any additional specific payments you can ask us to direct these in a specific way to meet your needs. We use cookies to ensure that we give you the best experience on our website. How to spend your One4all Gift Card online . If you already have Adobe Reader or equivalent, make sure your PDF software is up-to-date. Can you use love2shop flexecash in Argos store? What is APR? How long will it take for my card to be blocked from spending? the 4-digit security PIN. You can use your One4all Gift Card to spent online by 'swapping' the funds on your card for a Currys eGift . It's critical that we have current contact details for you - occasionally we might need to tell you about critical changes to your account (updates to your terms and conditions, changes to APR etc) and if we don't have your details then we can't contact you. As a responsible lender, NewDay Ltd will always carry out a credit search. Of course! Please contact us if you are having repayment difficulties. Alternatively, they can be used to partially pay, in combination with other payment types. Argos Card Login Online Portal & Troubleshooting Use this website or download the My Argos Card App to make it easy to make payments from anywhere, 24/7. Users can easily save $16.07 with the available discounts. This would mean you will pay no interest at all. Whilst these options could affect your credit file, it's worth considering them carefully if you need additional help with making repayments. This means you may pay interest on interest. can i use my argos store card in currys - getentrepreneurial.com Any remaining balance will be moved onto a Normal Credit plan and you will then be asked to pay at least the minimum monthly payment until your balance is paid off. We monitor the activity on everyone's account each month so we know when someone's account meets the FCA's definition of Persistent Debt. you can use Zilch. .tg .tg-0lax { You need to continue to make payments manually, until you see confirmation on your statement. Currys Blue Light Card discount. A Blue Light Card unlocks exclusive discounts for the NHS, emergency services, social care sector, and armed forces, as well as other workers. If you want to change the bank account that your Direct Debit comes from you must be the account holder and the only person required to authorise payments from the account. Bluetooth multipoint for switching between devices. You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. If you have any Buy Now, Pay Later plans that start and end before the rate change, the Deferred Interest will be charged at your current interest rate. Can I transfer my Argos Card balance to my Barclaycard? The cookies is used to store the user consent for the cookies in the category "Necessary". Yes either for full payment or for part payment when using another payment method. When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. You can only use the Argos card in Argos shops, on the Argos website and in branches of Homebase. Why am I asked to call you when I try to log in? There are several payment plans that come with owning the Argos card. Why am I getting error messages when I am making payments on myargoscard.co.uk? Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. 4 December 2020 at 9:33PM. We take your financial circumstances into consideration as well as some other information about your account. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Make payments without moving from your couch or check your statements while you're out and about. Happy shopping! Just remember, if you do spend more, your minimum payment will increase and it will take you longer to repay the balance. We monitor the activity on everyone's account each month, so we know when someone's account meets the FCA's definition of Persistent Debt. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. However, you may visit "Cookie Settings" to provide a controlled consent. You just need to make sure the card number starts with 10000 and youve got a four digit security PIN. Just log in and go to Change Login ID in the menu. It's important because if you don't, it'll take you longer to repay the debt and you'll be charged more interest during that period. You will need a valid email on your account, though. Can I make a payment using my own online banking? How do I log in? Enter the Valid Thru date on the front of the card in the Expiry Date box. If I've registered for the My Argos Card App, am I registered for myargoscard.co.uk?