Am I eligible to receive electronic refunds? Your harvested personal data is used not only for spam emails, targeted ads, and telemarketing calls but for changing your financial rates too. To protect your privacy, please remove sensitive or identifiable information from your comments, questions, or reviews. Go. Happy New Year! This is a tremendous feat considering the type of consumer checking accounts they offer. Refund Selection at refundselection.com is not a scam. BankMobile does not charge for stop payments. It also. Thanks again for posting! BankMobile was founded in 2014 by Jay Sidhu and his daughter Luvleen Sidhu. The refund preference you select will be in effect for the time you are enrolled at Hudson Valley Community College, and you can change your preference at any time by logging in to www.refundselection.com. That location is not enough to find you. Mike. Lets take a closer look at the pros and cons found across the various BankMobile reviews. Thank you Navejot! Amazon Reward Club Scam 3. Students should have received a green envelope containing a personal code prior to receiving the email. The Scam Detectors algorithm gives this business the Please remember to keep a confirmed mobile phone number on file. The average cost for using a BankMobile Vibe account isless than $34per year. The subreddit for discussion related to college and collegiate life. Paul. Please contact us again if you need help in the future. Write Your Comment, Question, Answer, or Review, Fake Anti-Spyware - Virus - Optimization Software, Hoax - Fake-News - Pranks - Chain Letters, Lottery - Donation - Inheritance Scams - Ponzi Schemes, Phishing - Scamming - Fraud - Identity Theft, Virus - Malware - Trojan - Ransomware - Spyware, Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. Establishing a refund preference now ensures you will always have this money without delay. Enter the personal code we sent in the mail and by email. It is a trustworthy data privacy tool that requests your data removal from almost a hundred brokers on your behalf. If the student selects to open a BankMobile Vibe Account, they must agree to our Terms and Conditions before the account is opened. Read More: Tips for Finding the Best Mobile Banking Apps. This can be considered a good thing for some customers, but to many others, it is considered a lack of protection. ITS Update: Is BankMobile email regarding my refund legitimate? In the Terms and Conditions, it states that we may close your Account at any time for any reason and without notice to you. Enter "Northwest Mississippi Community College" in the School Name field. Scholarship, Educational Karey was the person helping me and they did a great job. http://www.hvcc.edu/cashier/refund.html Additionally, 35% of smartphone owners are choosing to use online mobile banking. Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Identify the difference between the actual platform and the user. On the other hand, Generation Z (which includes todays students) grew up on the internet. Nonetheless, there is one ironic instance: the more popular a website gets - whether it belongs to the same Banking field or not - the more online complaints it receives. 2023 Trustpilot, Inc. All rights reserved. BankMobile offers five different banking options: BankMobile Vibe, Vibe UP, Credit, Personal Loans and Student Refi. Jay Sidhu is also the CEO of, BankMobile continues to expand its market share and is now serving millions of clients around the United States. In addition, their banking application has been downloaded more than a million times just on the Android platform alone. They have been helping students for over 19 years! In 2017, GlobeNewswire.com announcedthat BankMobiles Vibe account holders save over $62 million per year. Your school delivers your refund quickly and securely with BankMobile Disbursements. These consumers are more likely to choose companies that will allow them to handle their banking entirely online. Students are sent an email when their loan funds arrive. Thank you! A lot of colleges uses BankMobileVibe for school refunds. BankMobile Review | What You Need to Know about BankMobile. We appreciate it! Refunds are processed after the posted add/drop date of the term and sent via the . Thank you so much Cassie for your review of BMTX! BankMobile/RefundSelection Scam : r/Scams - reddit If youre a student or young adult in your 20s, its likely that most of your daily activities are already conducted online. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. The person who helped me was named Sary, and my issues were resolved in under 5 minutes. Thats why they love the ease and convenience of using a banking application for their needs. Take care! The comments, reviews or answers below do not necessarily reflect the views of Online Threat Alerts (OTA). Jay Sidhu is also the CEO ofCustomers Bank. Notice the extra I in the name. Selecting a refund delivery method with BankMobile Disbursements ensures you will receive your funds in the quickest, most reliable, and safest method possible. I am glad I was able to quickly address your concerns. We could not said it any better about how important it is to maintain current contact information in your BMTX profile, and to register your mobile number for alerts. It offers you effective protection from viruses and zero-day threats, a lightweight, clean, and easy-to-use app, and a 30-day money-back guarantee. The service is verified by our staff and is legitimate. For more information about BankMobile, please visit: http://bankmobiledisbursements.com/refundchoices/. You can get the dealHERE or by clicking the button below. Paul was very helpful and helped me get my account back in a matter of minuets. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Luvleen has been featured regularly in the media including CNBC, Bloomberg, Yahoo Finance, and The Wall Street Journal as she continues to promote the banking app. Customer service was exceptional. Paul. This ensures you will receive your refund quickly. Discount, Submit BankMobile has saved millions of dollars for its clients so far due to this benefit. BM Technologies, Inc. f/k/a BankMobile (NYSE American: BMTX, BMTX.W) is among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness. How To Report a Scam Website If youre used to shopping online, socializing online, and viewing entertainment online why not also conduct your mobile banking online? Almost half of the reviewers rated BankMobile with an excellent rating and only 29% of reviewers gave the bank a very low rating of 1 star. Thank you Faith for the review and the recommendation! Also, Cathy was very helpful and knew what was going on with my account and provided me great feedback and a clear solution. Sary was awesome and helped me in a speedy and efficient manner. Holland, Michigan 49424, Facebook Offering consumers the ability to deposit checks by phone, conduct online mobile banking and use one of the best mobile banking apps on the market, its clear at first glance why one might consider BankMobile to be one of the best online banks. Press J to jump to the feed. Paul. Thank you David for the review! The founders and employees of BankMobile have diligently worked over the years to get the company listed among thetop 15 banksin the United States. Paul. Create an account to follow your favorite communities and start taking part in conversations. They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. If you do, you can quickly reset your own password in under two minutes even if your BMTX profile is suspended. We will use your IP address to display your approximate location to other users when you make a post. This message is legitimate and requires action on the part of the student.Students should have received a green envelope containing a personal code prior to receiving the email. Kristen, Thanks for the awesome review, Kristen! Unsecure site, they can't be legit because they never pick up the darn phone. They also dont have a live chat option on the BankMobile website. And its legit? Everyone has a different understanding of what is most important to them. Refund Selection Your choices for refund delivery are just a few clicks away! They made a strategic decision that their entire business model would be based on all of their services being done online, with no physical branches where a consumer can go and talk to one of their bank employees. Thank you Caleb for taking the time to submit a review of BMTX! They provide a1.50% APY deposit interest rate, and deposits can be made in cash via their ATMs or transferred from other banks. Once it arrives, simply follow these steps to make your refund preference selection: . Replies to negative reviews in < 24 hours. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. It automatically blocks 100x more harmful websites than competitors and 10x more malicious downloads than any other security tool. Click to view AdvisoryHQ's. http://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams I am so glad Cathy was able to help you. An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. You continue to use it as your primary bank account when you're no longer a student and get access to BankMobile loan products! Email Address. This is why on some online reviews, consumers are asking: Is BankMobile a scam? on Twitter, Share Paul. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. Without the cost of physical locations, these banks have the opportunity to lower their fees and save consumers a lot of money. Fine bank. In addition, they help graduating students refinance their student loans through theBankMobile Student Refiprogram. All the relevant factors used by our algorithm provided an almost perfect score. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Very fast and simple. Paul. It is a domain having .com They also gave me an important tip: even if your account is suspended, you can still unlock it if your phone number is registered to receive Mobile Alerts. You know when you search, for example, for a flight and the next time you look at the same search the prices are higher? In addition, if your card and credentials are stolen, the chances are high that the hackers can clear all the money out of your account. Refund Selection Have you dealt with this website? Check this: they hide your online searches, which means you will get only organic search results, without tracking and follow-up ads. It's always something with this account. To get started, enter the personal code you may have received in the mail via a green envelope or in an email from BankMobile. Paul. The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. It has a alexa rank of #92,075 in the world. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. Thank you Jay for your review of BMTX. Either you selected the check as a method of delivery or it defaulted to that. You were such a pleasure to help. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. So if you cant connect to a live representative over the phone, try out their social media options. In fact, justtaking a picture of the billthat needs to be paid is enough to do the job. After testing several fraud prevention products online, we could certainly say the winner is a browser extension called Guardio. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. As an authority website vetted online a long time ago, the business is, without a doubt, Trustworthy. Theyalso dont charge overdraft fees, insufficient funds fees, monthly service fees, or cashiers check fees! They are used to doing everything online. I had trouble logging into bank mobile after receiving a refund and code in the mail. These crooks may call you promising to recover the money you lost or the prize or merchandise you never received for a fee in advance. Also, they are very focused on providing services to students and young adults. Click HACCWeb on the left menu Click on "Enter Secure Area." Enter your user ID and PIN. Schools refund money to students who have leftover funds from financial aid, loans, or even from a dropped class. After the school process the refund, they send the money to us. Are you just about to make a purchase online? By having your paycheck direct deposited to your checking or savings account you may be able to get paid up to two days early. If you're expecting funds from a scholarship/grant then it would be worthwhile to go to your financial aid office to sort it out bc they might be sending you money through RefundSelection. Enter your Student ID Number in the College ID Number field. Your email address will not be published. Please always remember to maintain current contact information in your BMTX profile. Sign-in. Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. School Name. Beware of an extra "i" inserted upon redirect. They ain't that darn busy. Schools refund money to students who have funds leftover from financial aid awards, loans, or grants. Refund Selection | refundselection.com Institution, Go back to the previous page and try again, Use the search bar to find what you're looking for. Due to the high number of questions including Is BankMobile legit? and Is BankMobile safe? combined with searches for objective reviews of BankMobile, we decided to research the firm and publish our findings in this BankMobile review article. Is Refundselection.com a Scam? Review of the BankMobile Website If you are an adult who finished college a long time ago, youll likely find nothing special about this company. The ITS Help Desk has received numerous inquiries about an email from BankMobile asking students to select a delivery message for their refund. Privacy Policy. From this page, make your new selection and click the "Update Preference" button to complete the process. So, if you want your data removed from the Internet, sign-up HERE. I only have it for financial aid otherwise I would only deal with credit unions! Whether you accept it or not, your personal information is listed all over the Internet. According to statistics, online banking is now being used by 51% of adults in the United States. Contact Searching around the web will inevitably get you to websites where people repeatedly ask two related questions: Is BankMobile safe? The reply's were fast and straight to the point. BankMobile believes its banking application is more secure than online banking due to encryption techniques. BMTX follows all MasterCard rules and regulations when handling purchases and disputes. We have reached out to you directly to discuss the status of your student refund. Remember that even legitimate businesses have complaints and unhappy clients. Before I even clocked out Paul answered my Twitter message!! Reddit and its partners use cookies and similar technologies to provide you with a better experience. We are glad we were able to quickly address your concerns. Student Financial Services (formerly Cashier's office)(616) 234-4020StudentFinancials@grcc.edu, 143 Bostwick Avenue NE Is it safe? Last but not least, Surfshark offers 76% off + two months free to the Scam Detector readers. Since these younger customers dont typically need mortgage loans or money market accounts just yet, BankMobile does not offer these features. BankMobile Disbursements Refund Choices webpage, GRCC ATM Location - Student Center, 1st floor, Third Party Servicer Contract for Refund Management, If youre not sure that GRCC has your current mailing address, please take a moment to log into your. Finder.com is another site where you can find a few online BankMobile reviews, and their overall rating for the bank is 4 stars. If the merchant does not collect the funds by the 5th business day, the hold will automatically drop off after the 5th business day and will be released back into your available balance. Your choices include: Deposit to an Existing Account Enter your Official Northwest email address in the Email Address field. Most of the customers providing reviews (228 of them) also voiced concern about other areas of the banks products and services. How To Stop Scam Calls BankMobile Vibe is a digital only, FDIC-insured checking with the power to bank anywhere, anytime. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Disclaimer: This news item was originally posted on Friday, Feb 3, 2017. For more information, please see our Experience an easier, safer and more secure way to make purchases online, in-app or in-store when you add your BankMobile Debit Mastercard to Apple Pay or Google Pay. Santa Monica College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. You will receive a Refund Selection Kit with instructions on how to select your refund preference. Hi KC. I only have it for school otherwise I'd never deal with them again. Although not required, almost two million students have chosen to open a Vibe account as we have successfully partnered with seven hundred schools across the USA. Fax: (518) 629-4892. Was very responsive and kind through social channels. Having refund options increased student customer service and processing costs were reduced. If you attend one of our partner schools, you will receive a personal code from us in the mail and by email. Refund Selection. Though rates can change at any time, its free savings account is paying higher than most big banks right now. Thank you Daisy for your kind words and your review. However, based on our research and findings we saw no factors pointing to BankMobile being an illegitimate or unsafe online bank. On hold once for 1 hr 23 minutes and a second time 57 minutes. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. And, to quickly find answers to your questions, use our search. Happy Holidays! following rank: It's worth taking a look at how www.refundselection.com received such a high rating. Is www.refundselection.com safe? Mike was outstanding for assisting me the way he did. Out of a maximum score of 5 stars, most customers give BankMobile around 4 stars. The check is legitimate as it comes from your school. As of 6 PM ET on 1/10/23, we have only received your file from your school, however, have not received your refund yet.BMTX discloses to all students that we will process student refunds the same business day once the funds are received from the schools. Today daughters have issued card, because the bank has good conditions. Visit RefundSelection.com and select "Need a Code?". Got something in the mail with a code that said that they partnered with my school to give refunds. BMTX: Where's My Refund Selection Kit He told me how to change my refund status. Watch the video below to see how to spot a fraudulent website: We have two more powerful fraud prevention tools that you should know about. I am glad I was able to quickly address your questions and concerns. Deposit to an Existing Account or. In this article, were looking at BankMobile reviews from different angles. The Vibe account is an easy, convenient and affordable choice for a bank account and we encourage all students to compare our account to other banks and you will see we measure quite favorably. If they do not choose their delivery preference, it could take up to 21 days to receive their money. Cashier's Office. They were respectful and didn't complicate things. How to Verify Address and Phone Number - hacc.edu After putting it off for a while, I decided to contact Twitter customer service. Here is more below. Click to view AdvisoryHQ's advertiser disclosures. In fact, 1 in every 3 students in the U.S. receives their refund from BankMobile. Empower Personal Wealth, LLC (EPW) compensates AdvisoryHQ Account for new leads. AGREE! I decided to use their social media support on Twitter. I hate this bank! As mentioned above, it is a company that is now listed among thetop 15 banksin the U.S. based on some key parameters. Notify me about the newest scams every week. They explained everything well and made my issue a nice and easy fix all under 20 min with minimum time in replying. Paul. If they arent conducting their finances online, then a banking application is useless. Student Checking Account - Savings Account - BankMobile VIBE Review of the BankMobile Website. The only thing that might be considered unsafe about BankMobile is the poorly managed overdraft policy. Contact the Registration office at 717-780-2378 for help. Is it safe? Refund Selection - Northwest Mississippi Community College BankMobile is partnered with *** ******** school to disburse financial aid and other refunds for their students. For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here And using a phone is a pain in the ass not to mention that I'd probably curse them out and they'd just hang up on me like usual. Happy banking! I saw two reddit posts with one or two people saying that it worked so I figured I'd give a try. Deposit to a BankMobile Vibe Checking . Please share your experience with this company, if you have any - so that we can adjust if that's the case. It goes against our guidelines to offer incentives for reviews. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. What do students need to do to get their money without delay? We have reached out to you directly to address your concerns about your Vibe account. This message is legitimate and requires action on the part of the student. Financial Aid - BankMobile - Chabot College PayPal Scams: Full List Unfortunately, BMTX will not release the funds manually before the 5th business day. Press question mark to learn the rest of the keyboard shortcuts. Calling the phone line would also be worthwhile. See Terms of Use. With it, customers can earn prizes and discounts by simply taking steps to manage their money smarter. For BMTX to process your student refund, we need both your file and your refund from your school. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! Grand Rapids MI 49503-3295, 12335 James St. Also, if you get into an overdraft situation and spend more than you have in your account (known as going into the red zone), the bank wont stop you from completing that transaction. temporarily unavailable. Students need to visit refundselection.com and select how they would like any possible refunds delivered to them. Leave a comment below. How will I know when my money has been sent? Put my email and my student ID and then was immediately locked out of the account I never had access to in the first place. They were very patient and informative. on Facebook, Share A lot of colleges uses BankMobileVibe for school refunds. Here are 8 tips for writing great reviews. Dont wait! This information tells you just how successful this bank is, who benefits the most, and who it is dedicated to serving.