is Pm-International a pyramid scheme scam or legit MLM opportunity? The group is a mixture of hobbyists and business demonstrators who all share a passion for paper-crafting. Above we talked about the savings you can receive when purchasing Stampin Up! YES absolutely. Another major source of frustration for demonstrators is the fact that Stampin Up! : https://bit.ly/2PtXd5pBecome a Patreon: https://www.patreon.com/thejollyfatelfSubscribe: http://bit.ly/2xOAd6WFacebook Page: https://facebook.com/thejollyfatelfFacebook Group: https://www.facebook.com/groups/1166003170087372/*************************************************************Save $10 off your first Erin Condren purchase: https://www.erincondren.com/referral/invite/mistylavigne0429/1Blog: http://thejollyfatelf.blogspot.comemail: thejollyfatelf@gmail.com********Follow Me! They are interested in working a little bit to make a little extra cash, or may spend many hours a week sharing their love of card making with others the choice is complete yours! ? This could mean things like a more generous compensation plan, a wider range of products, or more support for events and marketing. I decided to die for myself. As a demonstrator you can choose to pursue your demonstratorship as a business, or simply enjoy the personal benefits. David Nelly has spent years investigating make-money-online opportunities. The ruling elite use many symbols and. I want to first say that I love the products and the experience has been great. You will use this to sign into the DEMONSTRATOR WEBSITE. demonstrators are leaving Stampin' Up because they feel the company is no longer meeting their needs. There are many things in this world that have four eyes but can't see. Very informative article of stampin up demonstrator. Kindle Publishing Income: Scam Or Legit? Products. However, some demonstrators can be full of toxic traits in which they constantly heckle you forever and ever by trying to convert you into a demonstrator yourself. products for only $129.00. You make 20% commission if you are a bronze demonstrator on everything that you sell. and are losing interest in the company. There are several ways to save money and get FREE PRODUCTS when you become a Stampin up! Select a Stampin' Up! Are Mercury Thermometers Worth Anything? Why Didnt Klutz Any Homework on Saturday? If you are looking for something that you can experiment with without the fear of massive outrage from clients due to your inability to constantly be available, I highly recommend you check out my post on how affiliate marketing works! While you might find on indeed.com that demonstrators earn up to $13 per hour, that is simply a suggestive outlet as there is no true way to calculate what these folks make purely based on commission. Not only am I your Team Leader, but I also have both of my daughters working with me to provide you all the help and support that you need. You can now place orders using your demonstrator discount and access everything on the Stampin Up! Hobby stampers as well as business builders. This ripple effect also goes into the Stampin Up Demonstrator world. Leave this field empty if you're human: Facebook; Twitter; Pinterest; YouTube; ABOUT MARY FISH. Money Manifestation system review: Is it a scam or is it legit? mongodb enterprise pricing. For this, you will pay just $99, plus get FREE shipping on the kit. I do feel that Stampin Up has a high-quality catalog of products, and for those looking to jump into the business, I believe that you can find a lot of success within this network marketing opportunity if you can successfully locate that niche audience of Craft lovers! Demonstrators are more likely to stay with Stampin Up! They may have a desire to share their love of stamping with others, or simply enjoy being a demonstrator for all the many benefits. It starts at 10% of the retail amount of the order and goes up to 16%. A pretty cool story if I am being completely honest. How Can You Uncover Your Buyer Personas Reading Habits? In this detailed guide, we will take a look at some of the most common reasons why demonstrators are leaving the company and explore what, if anything, Stampin Up! Business. You will find here handmade cards and 3D papercraft projects that I've created with Stampin' Up! We like crafts and art, the MLM company that you have discussed the pros and cons of the stampin up demonstrator. While it may seem like a harmless act, leaving your cat in a dark house can actually be quite dangerous. She wanted to get her sister's opinion first.Zi Heng agreed without hesitation, but he came late.Sophia was waiting at the door when someone pushed it open from the inside. is only looking out for its own interests, rather than those of its demonstrators. It will contain your Demonstrator ID number, as well as your password. If you are wondering why your partner left you, it is best to ask them directly so you can get a better understanding of their specific reasons. Demonstrator and join my team of demonstrators, called the Klompen Stampers. What do you want? has an overall rating of 3.5 out of 5, based on over 98 reviews left anonymously by employees. Glad you asked! Of course, there are many people who become a Stampin' Up! Finally, we can prevent demonstrators from leaving Stampin Up! This will ensure that I will be your upline/team leader. Demonstrator is someone who loves to make cards (and other paper crafting projects) and loves Stampin' Up! Why does the urine smell so funny after eating asparagus? demonstrators are leaving Stampin Up because they feel the company is no longer meeting their needs. Anyone who purchases the Demonstrator Starter Kit is considered a demonstrator.. Whether you're best friends OR haven't met, around the corner OR across the country, we're happy to connect you with a demonstrator. Anyone Can Join Did you know that ANYONE can purchase this bundle? When I Think Of The Goodness Of Jesus Lyrics, I think of the goodness of Jesus I think of His grace and mercy He's been so good to me Think of the goodness of Jesus He healed my body, mind and soul He is everything to meChris De Burgh - When i think of you lyricswhat does it mean? This could mean offering more flexibility with event requirements, giving demonstrators more time to complete orders, or simply providing more support so that demonstrators dont feel like they have to do everything on their own. Whether its just for the great discount or to share your love of stamping with others anything is possible, and it is totally up to you. community was a close-knit group of friends who supported and encouraged each other. is because the demonstrator discount is no longer as generous as it once was. - YouTube; 2 2.Why I left Stampin' Up! Hobby Stamper and Business Builder are not really in stone terms, but help to show how flexible and personal becoming a Stampin Up! You can view all of Stampin ups catalog of products here. Demonstrator on the Klompen Stampers team and be part of our fun community of stampers who love to share, inspire others, learn new ideas, and gather for both in-person events as well as virtual events. Once you have done that, let the fun begin. products. Nowadays, however, the community is much more competitive and cutthroat. The company has been in business for over 25 years and offer a variety of training and support for their demonstrators. Demonstrator and I love to help others enjoy it too. Dressed in authentic costumes and dancing traditional dances. Or maybe you're just curious about the lyrics to Why Are You Here. Joining is simple.. first, pick out $125 worth of any current products. Demonstrator? Why Did the Ghost Decide to Haunt City Hall? Recently, it was announced that Stampin Up would be closing their doors. how are the united states and spain similar. Ink is made from pigment mixed in a carrier solution. (Explained), Are Moen and Pfister Interchangeable? This makes many demonstrators feel like they are not valued or respected by Stampin Up!. We've never talked about it, but has it happened before? However, CBD has been shown to have a variety of medicinal benefits, including reducing anxiety and pain relief. SHARE, SAVE, OR PRINT IT! One of the biggest reasons demonstrators are leaving Stampin Up! and here is WHY. is a direct sales company, and everyone who joins has the same opportunity to sell to others and make an income, they are required to have it for reporting purposes. Do Stampin Up Demonstrators make legit money or is this a scam? I paused and I had to say to the Lord \"OK, Father God, if you want me to let this go, to walk away after 16 years of doing this as a business.. In the past, demonstrators could get up to a 50% discount on Stampin' Up! Search By Name. there is so much.. How Often to Change Berkey Fluoride Filters? as a business, I am able to help you, guide you, train you, and offer you all the resources to learn and build the type of business you desire. Paid2Tap review: is it legit or is it a scam? Your email is safe with me and I promise to not share or sell it. People leave MLM programs left and right, and for good reason, the FTC statistics based on MLM structures dictate that you have less of a chance of earning a profit in an MLM than gambling! Hi everyone, I know you probably feel like you have whiplash, but I want to speak to you about why I'm leaving and moving on from that phase of my life. Another reason is that they're trying to mark their territory by leaving behind their scent. How to Change Input on Samsung Hospital TV. ADDITIONAL FREE PRODUCTS throughout the year, as a demonstrator there are also many different opportunities to earn credits towards free products of your choice. is constantly changing its policies. Demonstrator Website. A Business? Some demonstrators may have other reasons for leaving that are not mentioned here. Demonstrator, you have the freedom to treat your demonstratorship however you want.. Essentially, she said she couldn't make enough money, and the time she was putting into the business wasn't worth it. 62% of employees would recommend working at Stampin' Up! (Detailed Guide). Generally, we like to think of demonstrators in one of these categories. The rest is history, in 1999, Stampin Ups line of products sold so well that they disregarded business with other vendors and started selling solely Stampin Up branded products. is a wonderful company. ABC is an old medication for treating cancer that has been recently approved by the FDA.1. Everyone who joins is a DEMONSTRATOR! I decided to die for my family. Post author By ; Post date edgewater oaks postcode; vice golf net worth on why are demonstrators leaving stampin' up on why are demonstrators leaving stampin' up A Life Vision? product at a slight discount because I am an employee, but will no longer have the other expenses of maintaining a small business. Are All Garbage Disposal Mounts the Same? Stampin' Up! Who hates long phone calls that go nowhere, and even worse, when you finally get ahold of someone and you cant even understand what the heck they are even saying? demonstrator from Somerset in the UK. Everyone who joins is equal in the eyes of Stampin Up!, gets all the same benefits and opportunities so they need to have it in case you decide to sell and make income. How Deep Foundations for Single Story Extension? The content of this blog is my sole responsibility as an independent Stampin' Up! demonstrator and the use of, and content of, the classes, services, or products offered on this blog is not endorsed by Stampin' Up!. and the Klompen Stampers, I treat all demonstrators the same, never putting pressure on anyone to do anything they dont want to do its your business whether you are a hobby stamper or a business builder, you are all a valuable part of our team, If you are interested in doing Stampin Up! and Whats Next YouTube, 4.Why Ive left Stampin Up! Finally, many demonstrators are leaving Stampin Up! Why are Demonstrators leaving Stampin Up? In my view, this is disrespectful to the core audience. Glad you guys found it informative :), and as always, I appreciate when you guys come by to see what I have to write! Your upline, who you join under, is important and the one who will help you, answer your questions, provide you training & support, and be there for you. I just want to share fun card making ideas with you! Besides this, many demonstrators also can earn money from classes and events that they hold. The last thing I want to happen to me or to a loved one is to see them roped into a business model where they have only a 0.4% chance of turning a profit. Demonstrator. Another reward is if your order is $600 or more, you can select an item for price. This resulted in the money getting into their pockets and it got to the point where the customer base started requesting custom products which resulted in the sisters hiring an illustrator in 1992. Think of it as a $125 shopping spree and pick out the items you want and that go with what you already have. It is so confusing! Stampin Up is a demonstrator-based company that offers crafting, rubber stamping, and scrapbooking products. The more products you sell, the more your rank increases, the more your rank increases, the more your commission rate percentage increases. Is Stampin' Up! Fold the 11" x 4 " cardstock in half to form card base. Maybe you clicked on the link by accident. Some people fall in love because they are attracted to the other person's physical appearance, while others fall in love because they are attracted to the other person's personality. As long as you meet the quarterly minimums, you can treat your demonstratorship however you want. Sprinkle silver embossing powder over top, shake off excess and set with heat tool. is because the demonstrator discount is no longer as generous as it once was. There are very few new products being released, and many of the products that are being released are not very exciting or innovative. We love to provide tons of ideas, opportunities and team events for everyone. Demonstrator? When you become a Stampin Up! How much you can earn completely depends on what you chose to do, how much time you put into it, and how hard you work. Option #1 This exclusive Boho Blue Mini Stampin' Cut & Emboss Machine ($63 value) + Your choice of $175 of Stampin' Up! How Do You Get Points on American Express? We all have our breaking points. Finally, you can try calling them; if they don't answer, it could be because they've turned off their phone's location. #1 recommendation for making money online, How to make money online in the fitness industry, Over 20 anime affiliate programs you can use to boost your Zeni, Onlinecash Review, is it a scam or is it legit, goDiamond review: is it a scam or is it legit. While I would give the products a 4/5, this barrier of entry to attain the products brings the score down to a 3.5/5. And everyone has access to all the same benefits and resources. Gosh, there are so many I am not sure where to start! Its important to note that not all demonstrators are leaving for the same reasons. How to join and the cost involved: When it comes to becoming a demonstrator, you are going to have to pay for a product package. Find out now! When you become a Stampin Up! Demonstrator Services, or contact me, anytime for any help about anything. Ultimately, the reason why someone falls in love with another person is always unique to that individual and can vary from one relationship. var sc_project=12789977; Demonstrator can be. It is up to you as to what you take advantage of as a demonstrator. Recently, it was announced that Stampin Up would be closing their doors. why are demonstrators leaving stampin' up. The only exception: the three retiring In Colors: Call Me Clover, Lovely Lipstick, and Pineapple Punch. He knows of the tragedies that many scams and false opportunities can do to the innocent, so he created Safe Money Makers to educate and help everyone not only avoid false opportunities but also find what works. and What's Next June 21, 2020 By michelechard1@gmail.com After much consideration I have made the decision to resign as a Stampin' Up! I dont want you to miss out on any of the awesome benefits you will now be able to receive. 30 Lawyer S Office My Office Ideas Lady Justice Law School Life Law Office Decor, I Am Leaving Stampin Up And Here Is Why Youtube, Stampin Up Penned Painted Video Tutorial Post By Demonstrator Brandy Cox, Stampin Fancy Friday Two Stamp Challenge Stampin Hoot, Excuses Kill Success Part 1 For Stampin Up Demonstrators Youtube, 22 Years As A Stampin Up Demonstrator Your Paper Dreams, 190 Stampin Up Business Demonstrator Ideas Stampin Up Stampin Stampin Up Cards, Why I Am Leaving Stampin Up And What S Next Youtube, I Quit Stampin Up S Demonstrator Program Be Encouranged, Why I Quit Stampin Up And My Year End Review Youtube, Leaving Stampin Up And What S Next Paperstampink, Team Gifts For Stampin Up Onstage Stampin Up Uk Top Demonstrator, Leaving Stampin Up But Not Paper Crafting Youtube. I will say that since Stampin Up has higher quality products that have a lot of public praise, and in addition, the cost of entry is way lower compared to your typical MLM structure, you dont have to continuously pay for a personal volume. Demonstrator. How Much Does It Cost to Rent a Concrete Truck? Recently, it was announced that Stampin Up would be closing their doors. As a Demonstrator, you also have the opportunity to sell products to others, hold classes & events, or create whatever kind of business you want. For example, a blind person has two eyes but can't see. Basically, its a lot of work, and dealing with the selling aspect of it causes a lot of stress, especially when you are a YouTuber and you have to promote all the new products coming out and they all end up being duds that you dont believe in. demonstrator, we can keep more people from leaving. Answers. As a result, many demonstrators are finding it hard to get excited about Stampin Up! (Explained), How Long Should a Fighting Knife Be? This is a major problem for demonstrators because it significantly limits their ability to reach new customers and grow their business. Independent Stampin' Up! How to become a Stampin' Up! What Was the Purpose of the Curiosity Rover? The narrator is trying to figure out why the other person is still there, even, How Can You Tell Where Sugar Enters The Blood, Which Of The Following Compounds Is Aromatic, How Does Imperialism Benefit Colonized People According To Beveridge, Which Of The Following Best Describes Inpatient Drug Treatment Facilities, What Is Frosty The Snowmans Nose Made Of, Why Are My Texts Different Colors Android, Which Statements Are True Of Heterogeneous Mixtures, Where To Watch Jabardasth Comedy Show In Usa, What Is A Cure All Potion Worth In Adopt Me, Why Does My Throat Make A Noise When I Yawn. Why Do Prices Go Up Faster than Inflation? is to offer more financial incentives. The company has been in business for over 25 years and offer a variety of training and support for their demonstrators. treats all demonstrators the same, and so do we at the Klompen Stampers. YouTube, 2.Why I left Stampin Up! And the best part.. We love and support them all. Hello everyone, David Nelly here from Safe Money Makers, and today we are going to be taking a look at Stampin Up. In the beginning, however, things were like a business stress horror story. To remain a demonstrator, you need to submit $300(US) before your discount, each quarter. I decided to die for my country. How much do Stampin Up demonstrators make? Hi everyone, I know you probably feel like you have whiplash, but I want to speak to you about why I'm leaving and moving on from that phase of my life. Demonstrator. Some demonstrators can be the nicest people in the entire world. Here is a short video showing the Klompen Dancers during Tulip Time. Why Did I Fall In Love With You Tvxq Lyrics, There is no one answer to this question since everyone experiences love differently and falls in love for different reasons. Stampin up official rating from Safe Money Makers: We hope that you found this Stampin Up review informative, if you have any questions, do feel free to leave them down in the comments below. By making it more financially attractive to be a Stampin Up! I decided to die for my friends. Demonstrator is completely flexible and personal.. YOU do what YOU want. This Stampin up review is going to mainly focus on the opportunity to make money that the company offers, but as always, when it comes to Multilevel Marketing companies, the quality of the products has a large effect on the probability of making the sale of the product, so we will also be providing a mini-review into the companies products to provide some context on your probability of success as a demonstrator. Stampin Up Review Conclusion: Pros: Cons: 2.75/5 Name: Stampin Up Website : https://www.stampinup.com Owners: Shelli Gardner. var sc_security="a2177e2c"; Stampin Up is a demonstrator-based company that offers crafting, rubber stamping, and scrapbooking products. There is no one answer to this question as everyone has their own unique reasons for leaving a relationship. This means you would make $90.60 a quarter if you met your quota. and Whats Next YouTube, 3.Why Demonstrators Are Leaving Stampin Up Caramelnews, 4.Why I Quit Stampin Up! A Passion? I will still have the opportunity to purchase Stampin' Up! You dont have to continuously buy new products every month like you would with an MLM like Truvy, or Plexus Worldwide! Be patient and understanding. The first SAVINGS you receive is when you order the Demonstrator Starter Kit. Many have decided to leave the company and find another crafting company to work with. They do however have a commission volume structure. Is the 90 Day Pipeline a scam or legit consulting money maker? 9792168219. I also die-cut a hearts frame layer by nesting the hearts frame die and the lined frame die on a 4 x 4-34 piece of the Fitting Florets DSP and running it through . We can prevent this by increasing the support we offer. Becoming a Stampin Up! Why Are You Obsessed with Your Fake Wife? But the problem is that the only way to purchase products is through a Stampin up demonstrator, this falls under a customer service issue. After you complete your order for your Demonstrator Starter Kit, you will receive a welcome email from Stampin Up! Once you have figured out what products you would like, simply ORDER THE STARTER KIT. We love HOBBY STAMPERS as well as BUSINESS BUILDERS (and everyone in between). About Stampin Up. (Now I am just a hop, skip and a jump away in Zeeland, Michigan). Here are four reasons why demonstrators are leaving Stampin Up. is because the community is not as friendly or supportive as it once was. Do I alwaysDon Moen - Think about his love lyricsabout His love Don't forget His faithfulness He is, How Do You Know If Someone Turned Off Their Location. YouTube, 2.Why I left Stampin Up! Plexus Worldwide MLM review: pyramid scheme scam or legit business? YOU are the reason I love to create and share so that you are inspired to also create and send cards to your family and friends. How do Vegans think Animals Die in the Wild? This is one of the biggest reasons why people join. To save you the time asking, here are a few of the things that I offer as your upline if you decide to join with me: MY STAMPIN UP! Theres a catch 22 pro and con to this, the pro, you get a discount, the con, you have to pay the $99 fee to get started. How Much Is Countertop Installation at Home Depot? How Much Does a 5 Pack of Backwoods Cost? This has left many demonstrators feeling angry and betrayed. In addition, your success rate of making a profit as a demonstrator is 0.4%. So Ithink you can understand my negative view that just developed for this company, they have a strategy in place that is geared towards turning customers into Stampin Up demonstrators. Youll be able to offer a wider range of services. These sisters names were Shelli Gardner and Lavonne Crosby. However, some tips on how to prepare skoochies for their forever homes include:1. Why Are You So Obsessed with Rejecting Affection? CBD is a non-psychoactive compound found in cannabis. Another reason demonstrators are leaving Stampin Up! Often, people will change over time as to how they treat their demonstratorship. Customer Website that you are probably familiar with. products. for good this time YouTube, 5.Why Demonstrators Are Leaving Stampin Up Caramelnews, 6.Why I Quit Stampin Up! Background Basics I started by adhering a 1-12 x 5-12 piece of Polished Pink onto a Basic Gray card base. How Much Does It Cost to Ship a Cassette Tape? Whether you joined as a hobby demonstrator, or a business builder, everyone needs to know things like: Within a few days of joining, you will receive a welcome email from me that will help you figure out all the basics. Earn a Stamp Set When You Shop Online With Jackie. I ho. The customer loses their source of interaction with Stampin up. And some of us reach them after enduring years of pain and suffering. There is a lot of drama and backstabbing, and many demonstrators feel like they are not being supported by their upline or downline. So to take away that simplistic way of purchasing a product without having to communicate with other parties is a huge disadvantage in my book. for good this time - YouTube; 5 5.Why Demonstrators Are Leaving Stampin Up - Caramelnews; 6 6.Why I Quit Stampin' Up! The Catalog, the SU! That is entirely up to you. var sc_security="a2177e2c"; Why Are Demonstrators Leaving Stampin' Up. and here is WHY. This could include things like more training resources, a stronger social media presence, or even just more one-on-one support from Stampin Up! ANYONE can join the Klompen Stampers and Stampin' Up! A Business? 5,843 views Feb 14, 2022 152 Dislike Share Save Amy Kinler Designs 626 subscribers I wanted to be honest with you, all my customers!! As a result, many demonstrators are finding it simply not worth their while to stay with Stampin Up! 2023 Jackie Bolhuis. This rating has improved by 2% over . My name is Kim Price and I'm a Stampin' Up! **********Facebook: http://facebook.com/thejollyfatelfTwitter: http://twitter.com/thejollyfatelfInstagram: http://instagram.com/thejollyfatelf/Pinterest: https://www.pinterest.com/thejollyfatelf#thejollyfatelf #cardmaking This should help you select great products to begin making cards. In 2016 Shelli Gardners daughter Sara Douglass took over as Ceo of the company. Anyone in the United States can become a Stampin Up! However, that percentage has been gradually decreasing over the last few years and is now down to just 20%. Now, all demonstrators are different right? Have you ever HIT A WALL?!?! More and more people are finding out about the huge failure rates in the Multi-Level Marketing world, either by articles online by trusted sources of information or simply by experiencing it first hand. More time passes, the sisters open up a Manufacturing facility for their business in Kanab Utah, and in 1997, this facility employed 40 people. Just because I want to buy some Stampin-up products does not mean I want to be some social butterfly and risk some MLM hun trying to heckle me into their business opportunity. To start the companies business model, The sisters attempted to implement the direct selling model employed by companies like Mary Kay. How Long Does It Take to Edit a Wedding Video? The FDA recently approved ABC, a new medication for treating cancer. I used Thick Basic White cardstock cut at 4-1/4 x 8-1/2, scored and folded in half. During the festival you would see them every where. is stuck in a rut. . How to watch full episodes of married at first sight? Its because when people want to buy a product, they are in buying mode, they just want to buy! Can You Put Gas in a Gatorade Bottle? Each one talks about a few things to help you figure out and learn the basics. What is the commitment once you become a Stampin' Up! var sc_project=12789977; If you are still reading, I am thinking you might just be interested and want to become a Stampin Up! How to Put Vinyl Siding on a Metal Mobile Home? Indoor & Outdoor SMD Screens, LED Displays, Digital Signage & Video Wall Solutions in Pakistan Dubli Network Review: is it a scam or is it legit? But wait. If you enjoy card making, paper crafting, or need scrapbooking supplies, you'll find amazing products from the Stampin' Up! I loved to go watch them. STAMPIN REWARDS As a demonstrator, when you submit your own orders you also get to take advantage of Stampin Rewards from Stampin Up! Demonstrator in 1995 and at the time, we lived in Holland, Michigan. The Boho Blue is one of the new In-Colors coming for 2023-2025. Demonstrator. If you're trying to figure out if someone has turned off their location, there are a few things you can look for. We can be more transparent with demonstrators by communicating changes early and often, being open to feedback, and being clear about our decision-making process. How Can Product Management Leverage Market Rhythms? About Web Email. Another big reason demonstrators are leaving Stampin Up! Every year in Holland, there is a huge TULIP TIME FESTIVAL celebrating the Dutch heritage of the community. MOTTO:Everyone is Welcome to Join the Klompen Stampers. Slimline card dimensions I use to fit in the Stampin' Up! Creating beautiful things puts a big smile on my face! Ready to join.. ORDER YOUR STARTER KIT HERE. HOBBY STAMPER and BUSINESS BUILDER are not official demonstrator terms, but are used to describe those who join and what their intention is. This creates high stress and hard to navigate environment for both the Stampin up demonstrator and the Stampin up customer. Stampin up was founded in 1988 by two sisters. Leaving Stampin' Up! Demonstrator hourly pay in the United States is approximately $13.21, which meets the national average.