Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. Walt. Thanks! Keeping track of family spending can be complicated. These are reserved for the primary cardholder. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. For rates and fees of The Platinum Card from American Express, clickhere. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. While most of the cards benefits are pretty straightforward, were often asked how they work for authorized users or additional card members. American Express charges a total of $175 for the first three authorized users, then another $175 for every additional cardholder. In fact, adding a user can be super beneficial to you the primary cardholder and to any of the authorized users you choose to add to your account. See our Advertiser Disclosurefor more details. 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . For example, when I look at my Amex Personal Platinum I see an offer for 20,000 bonus points for adding an authorized user and having them spend $2,000 within six months. However, you should call the benefits administrator using the number on the back of your card for clarification and how the coverage would actually work under those circumstances. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Amex Platinum cardholders can add an authorized user to their account. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? Yes, she will still receive those coverages. Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. For an explanation of our Advertising Policy, visit. The Amex Platinum card has some of the best perks that any travel card offers. An authorized user is an additional cardholder added to an individuals existing credit card account. Authorized users get complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status on their respective Marriott and Hilton accounts. Amex Platinum authorized user fees You can add up to three authorized users for $175. Before diving into the benefits for authorized users, let's consider the benefits available to primary cardholders (terms apply): *Enrollment required for select benefits. If one adds additional Platinum card member mid-year, is full $175 fee charged or is it pro-rated for half year? While it costs $300 per person to add authorized users to the Business Platinum card, the personal Platinum charges a flat fee of $175 total for your first three authorized users (then $175 per . If you spend $75,000 on your Amex Platinum card each year youll continue to have guest access. Authorized users do not get the CLEAR credit, unfortunately. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. $200 airline fee credit for incidental purchases; Up to $100 credit for Global Entry or TSA PreCheck application; American Express Gold Card. At the same time, you can add additional Gold Card cardholders for free to your Platinum Card. Amex Platinum Quick Facts. U.S. Build Credit History . However, Amex Gold card authorized users do get a statement credit for TSA PreCheck or Global Entry application fee every 5 years. This would provide additional protection against accidental charges but while still extending benefits. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. If you add three authorized users and have all of them apply for Global Entry in the first year, that's $300 worth of benefits, which easily covers the $175 additional annual fee. The Amex Platinum Card is making a lot of noise recently. The Amex Platinum Morgan Stanley is significantly more expensive than most credit cards, with a $695 annual fee (see rates and fees ). Authorized users receive most of the same benefits weve mentioned several of them in this article. Blue Cash Preferred. Hi Robert. Most helpful comments ( as chosen by the OMAAT community ). On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user. As outlined in our complete guide to credit card rental car elite status, the Amex Platinum card has special privileges with 3 rental car companies: Avis, Hertz, and National. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. Platinum Card and U.S. Business Platinum Card Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. The card has a $695 annual fee (see rates and fees). Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? Per Amexs terms, Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. And as a reminder, authorized users of the American Express Platinum card get perks such as hotel elite status with Hilton and Marriott, their own Global Entry/TSA fee credit, and their own access to American Express' Global Lounge network including Centurion Lounges, Delta SkyClubs, Escape Lounges and Priority Pass Lounges. i.e. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. Currently, American Express allows Amex Platinum cardholders to add up to 3 authorized users for a fee of $175 a year (Rates & Fees). I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. This site does not include all credit card companies or all available credit card offers. Additional cardholders can't enroll online; they need to call the number on the back of their Platinum Card to enroll. Transfer Membership Rewards Points to Authorized Users Loyalty Program Accounts, Benefits of Adding Amex Platinum Card Authorized Users, 9. Hi Juan. Authorized Users Can Take Advantage of Amex Offers. When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. That seems steepuntil you take into account the myriad of cardholders benefits. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. The perks that don't extend to additional cardholders are the welcome bonus, the annual airline-fee credit of up to $200, Uber VIP status, the monthly Uber credits, the prepaid hotel credit, the Clear membership credit, the digital entertainment credit, the Equinox credit and the credit of up to $100 at Saks. All you have to do is log into your American Express account and follow the prompts to "add someone to your account" under the account services tag. Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). For one, authorized users get the full suite of airport lounge access perks, which Id argue are the best offered by any premium credit card. In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). By having multiple users using their cards for everyday spend, you can hit the minimum spend more quickly and receive those coveted bonus points even sooner! They include an annual airline fee credit, an annual hotel credit, annual credits for Equinox, digital entertainment and Clear, monthly Uber cash, a bi-annual Saks credit and an every-four-years Global Entry or TSA PreCheck credit. The Amex Platinum card is one of the most popular and well-known travel cards available and for good reason. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The annual fee for the 4th or more Additional Cards is $175 for each Card. Terms apply to offers below. This post has been updated with new information. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. No responsibility will be taken by the bank advertiser for these comments. All Rights Reserved. Here's a rundown of the key benefits that additional Platinum Card cardholders will enjoy. This is an amazing value when you consider that each authorized user gets the full suite of lounge access perks. Terms of Service apply. Outside of banner ads published through the Boarding Area network, this compensation does not impact how and where products appear on this site. Youll earn 5x points on airfare booked directly with the airline, 5x points on prepaid hotels booked with American Express Travel, and 1x point everywhere else. If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. There are lots of incredible perks to the Amex Platinum Card, and Id argue that one of the best ways to maximize value with the card is to add authorized users. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. What is the Amex Platinum $200 Hotel Credit? So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? Which Airport Lounges Can I Access With the Amex Platinum & Business Platinum? How Much Is an Amex Centurion Card? As the primary cardholder, you are responsible for all charges on your account, including those charged by others.